So we have all seen those savings plans that break down how much to have to put away a week to save tons right? Has anyone actually been disciplined enough to actually save the money? No one I know gets past like week 20! But guess what I found a way to actually save a $1,000 in a year EASILY!
So for the past couple of months, I have really been looking at a way to improve my money management so that I can crush my financial goals and overall be more financially secure. Along the way, I have found some amazing apps that REALLY have helped me save so much money! (click here for the list)
But one app that made me really feel like I can finally complete a 52-week challenge was Qapital!
It’s online banking that helps you save for your goals with fun “rules”!
And one of the rules was the 52-week savings challenge!!!!!! So what you do is:
1. Download the app to your Android or IOS device
2. Link your current debit card to the app
3. Set a goal to save towards like for example, Christmas.
4. The add some “rules” to your goals to help you save!
So for myself, I made a Goal of a $1,000 by the end of the year as a rainy day fund. Now every week Qapital will follow the 52-week saving challenge and take the money from my account and deposit it into my goals account! I’ll crush that goal without even thinking about it!
Still not convinced? Watch this!